Eligibility

Is my business eligible?

What if I have a home based business?

Does being an independent contractor count as owning a business?

Is my business eligible?

If you're a smaller or newer business, that's totally fine! In our eyes, that doesn't make your business ineligible for financial services. 

We believe that a business owner's past credit history (or lack thereof) shouldn’t prevent them from getting credit for their existing or new business. Instead, we focus on the current prospects of your business and you as a business owner.

Applying is free, should only take a few minutes and won't affect your credit score!

What if I have a home based business?

No problem! If you do not have a brick and mortar location, your business location can be your home address. Please indicate in the application that your home address is being used instead of a business address. Please remember that a P.O. box number cannot be used as a valid address.

Does being an independent contractor count as owning a business?

We work with all kinds of businesses, from Corporations to LLCs and Sole Proprietorships. For most tax and business purposes, independent contractors are considered sole proprietorships. If you are an independent contractor, you can apply for Hatch services as a sole proprietorship (even if you don't have an EIN number).

 

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